InterPensions is your one-stop reference guide to pensions and retirement planning, offering information and advice on all types of personal pension, including state pensions, stakeholder pensions and company pension plans. We also review and compare the pension products and services on offer from all major pension providers in the UK.

Beginners' Guide

Types of Pension

Useful Information

Pension Glossary

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State Pensions

A pension given by the state. You fund this pension through the National Insurance contributions paid during your working life ... more >>

Stakeholder Pensions

A secondary pension in addition to your State Pension, designed to increase your retirement income to suit the lifestyle you desire in retirement. Stakeholder pensions are intended as a low-cost means for people without an occupational pension or large enough personal pension for their requirements. If you are employed you may already have an occupational pension which fulfils this requirement ... more >>

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Beginners' Guide to Pensions
Types of Pension
Useful Information
Pension Glossary

 

Pension: A steady income given to a person (usually after retirement). A pension created by an employer for the benefit of an employee is commonly referred to as an occupational or employer pension. Other pension types include stakeholder pensions and state pensions.

Occupational Pensions

An arrangement between you as an employee and your company to provide a pension for you upon retirement. A group of companies will often provide an occupational pension for their employees. An occupational pension scheme is often called superannuation in the public sector. Most occupational pension schemes provide an income for you upon retirement, as well as benefits, and in some cases, a tax-free lump sum, for any dependents when you die ... more >>