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Combined Pension Forecasts (CPFs)

A Combined Pension Forecast (CPF) is a Government scheme launched in October 2001 to provide a better understanding of your likely income in retirement by combining details of your occupational and/or personal pension and your State Pension forecast.

This provision of regular updates during your working life is designed to enable you to make earlier choices about whether your current pension provision will meet your requirements when you retire. All amounts are shown in today's prices and they increase every year in line with the Retail Price Index (RPI).

A Combined Pension Forecast is provided on a voluntary basis by employers and pension providers in partnership with The Pension Service, and not all pension schemes participate in the service.